I agree that technology has made our life convenient in some ways, but as the flip side of the coin, it has also made our life more complicated some how. For example, camera, as a very popular on going high-tech product, has brought us much, much fun. However, the complex functions provided by nowadays camera sometimes does driving people a little crazy.
Anyway, the reason I want to say something about it today is because I had some problems for understanding those high-tech things. Today at a bank, I was very surprisingly told by a banker that they charged me $ 38 dollar because I overdraw $ 6 dollar. “What???--- it does not make any sense because I budged for it, and the receipt that I got from ATM last time showed that I have some money left -----.” Sadly, the respond was that I should have wrote down all my transactions. Moreover, I should not rely on the ATM receipt in the future since it does make mistakes sometime ------ So--- s0---so what ???--- so what does the ATM for???
I do not know , just feel lost----. Yeah, the problem could be explained by saying that I, as a foreigner, do not know the western banking system; the machine does not works well sometimes ------but--- but ----wait a minute---- ???----
I do not understand, and I am a little confused now-----
4 comments:
I have to make the comment that the technology I have seen at the banks here in Vermont are about 15 years behind what I am used to in Canada. I haven't had to fill out a deposit slip since 1991. At home, they just swipe your bank card through the keyboard and it automatically registers you and they process your transaction without paper. So, it seems to me that the systems here are very out-of-date and are not meeting the customer needs, if your ATM statement doesn't reflect (up to the past 24 hours) the money you have in your account. The question is, what is preventing the banks from upgrading their very old systems? Is the demand not there? Do they not have enough investors in this area to pay for the equipment? Not being able to rely on the machine seems to me to force us to use cash, so we don't have to record every transaction we make. This seems like a step in the wrong direction - time to upgrade the systems!
Yeah, it is not very convenient. You do not need to fill out a deposit slip even in Tibet-----
They really need to upgrade their system.
Yep, you said it, tech has got to be upgraded here. In Korea you can even access your bank accounts with your cell phone!
Chunla,
You can request a rebate of the $38 if you go see the customer service representative at the bank. Explain that you were basing your available funds on the slip you received. As a courtesy, they will sometimes rebate you. Despite the technology snafus, people can sometimes be very helpful.
Catherine
PS - thanks for such a lovely evening at the Lhasa Cafe - it was just wonderful.
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